You would like to buy another or maybe even your first house. Super fun but also a lot comes your way. Where do you start? First of all, determining your budget is important. On the internet you can find a large number of calculation tools with which you can calculate how much you can get in a mortgage.
You could also make an appointment with a mortgage adviser for a meeting during this exploratory phase. Together you will look for a mortgage that suits you best. The advantage of such a conversation in an exploratory phase is that the mortgage adviser takes all kinds of things into account. So that you get a clear picture of your financial situation now and in the future.
It helps to narrow down some choices for yourself. Make your own rules plus a plan of action and then stick to them. For example, your budget: determine it once and then stick to it. It is very tempting and certainly understandable to also take a look at homes that are just above your maximum, but that probably makes you doubt again. Not really efficient.
Okay, you have now determined your budget. Now you can start looking for a home. What do you pay attention to? It is useful to clearly map out your wishes. How many bedrooms do you want at least? How important is a garden to you? Should it be large or should it be maintenance-friendly? With a lot of sun, or rather not.
To set priorities
Once you have mapped out what your wishes are, you can determine what is really important to you. Put an asterisk behind the wishes that you find extra important. This way you know which characteristics a house must meet as far as you are concerned. It is useful to set priorities, because you probably do not find everything equally important. But this does increase your chances of finding a home. To avoid disappointment, it is good to realize that the ideal house is not for sale. So you don’t have to look for that, but you may be able to get close. During your search, several houses will pass by, where you can live very nicely.
Maybe you are looking for a house on your own, or you just got together, or the children have almost left home. Your life looks different every time, in terms of phases. Also think about how I want to live in 5 or even 10 years. Predicting the future is difficult, but thinking about it (will there be an expansion of the family, will I be working from home more?) Does make sure that you know which house suits you best, now and in the future.
At Linda Peltz Realtor – eXp Realty you can leave your housing wishes without obligation. As soon as a home comes up for sale that meets your needs, you will receive an email from us with the relevant home.