Every day, car accidents can happen. Often, those who are involved in such accidents are entitled to financial compensation for their losses including property damage, lost income, medical expenses, and pain and suffering. Because of this, car accident victims must do everything possible to fight for their rights and understand their legal options. This is where a reliable Houston car accident attorney can help.
Under the law, any person who is at fault for an accident that injured others should pay the latter money as compensation for their losses. Due to the significant cost associated with vehicle crashes, Houston drivers should carry liability insurance, so they can pay for possible injuries they may cause. This is the reason the majority of car crash cases involve dealing with insurance companies.
Insurance is a sophisticated type of business. Insurance providers deal with car accident claims every day. In general, they want to reduce their payouts for every claim they handle. Because of this, victims of car accidents can face challenges when they seek full compensation from an insurer. And they can make costly mistakes in the process. These mistakes can include the following:
Not Consulting with a Car Accident Lawyer
If you sustained injuries in a car accident, you must contact a lawyer who specializes in this type of case. A lot of people do not hire an attorney because of the associated fees. However, a lot of lawyers and law firms provide free initial consultation and work on a contingency fee basis. Thus, they do not collect legal fees unless they successfully recover compensation for their clients.
A free consultation can give you advice on your legal options. Also, your lawyer can take care of everything related to your case from the time you retain their services. This includes dealing with insurance companies involved in your accident case.
Not Notifying Your Insurance Provider About Your Accident
If you are injured in a car crash that’s not your fault, the at-fault driver should pay you for your damages. But, in a lot of car insurance contracts, there is a clause that requires policyholders to report any accident they are involved in to the insurer. Because of this, you must report any accident to your own provider, no matter who caused the crash. Failing to do so can result in your insurance provider refusing to pay any claim you may file with them. Let your lawyer review your policy and report the accident for you.