Traveling to another country has its equal share of excitement and worries. While it’s thrilling to experience being in an entirely new environment, there are still plenty of considerations you need to keep in mind. Of course, being prepared is better than not at all, so you need to consider the possible disruptions and risks that can occur along the way.
Having travel insurance is one of the most vital investments you can make whenever you’re traveling. This is because travel insurance functions as your safety net when traveling abroad, covering a wide range of medical or travel risks, as well as disruptions in flight.
Most importantly, insurance companies also provide you with all kinds of assistance. With good insurance, you’ll be guided in case of untoward emergencies, such as when you need help in promptly filing claims or searching for a conducive hospital to receive your treatment. Moreover, travel insurance also covers canceled bookings or trips either by you or the tour company. Nonetheless, travel insurance covers certain risks, thus providing a significant level of compensation without needing to worry about these.
If you’re traveling to the UK, it’s best if you see the help of Edinburgh immigration solicitors to help you throughout the process. Moreover, experienced immigration solicitors in Edinburgh will allow you to achieve the results you desire at the highest standards, saving you the hassle of doing it all by yourself.
That said, here is a guide to where you can find the best travel insurance offers when traveling to the UK to help you get started.
1. Able2Travel
This travel insurance company focuses on providing the best insurance offers for people who have pre-existing medical conditions. Able2Travel excels in rendering high-quality products and customer service consistently.
Moreover, the company topped the national Spring 2022 Customer Experience polling, showing the highest customer happiness and satisfaction rates among all the other 40 travel insurance firms. Clients also rated Able2Travel’s online services as top-notch.
Here, you will be able to receive roughly £3,000 to cover up for stolen or lost baggage through its annual Platinumpolicy. It also offers £1,000 for stolen, damaged, or lost ski equipment.
Able2Travel is ideal for individuals who usually prefer skiing and traveling with heavy luggage.
2. Travelex
Travelex provides a wide range of coverage (up to roughly 150% for disruptions) for you or your entire family at a reasonable price – no extra fees are charged for kids.
As an insurance provider located in Omaha, Travelex offers insurance packages based on the coverage you will need for your trip. Its policies are also underwritten by the Berkshire Hathaway Insurance company, which is known for its A++ and AA++ rating from AM Best and Standard & poor’s, respectively. The coverage is also accessible to clients across the globe.
The insurance offered by this company through the Travel Select plan begins at $28, all-inclusive of emergency medical, trip cancellation, evacuation, and trip interruption. However, there are still plenty of ways to upgrade or customize coverage.
You can receive about 100% travel coverage of $25 000 for cancellations and 150% of the trip expenses for undue interruptions. Emergency medical are capped at $50 000, while evacuation coverage ranges up to $500 000.
3. A-Plan
A-Plan is considered the best travel insurance company, especially regarding customer trust and happiness. Moreover, it also has a stellar track record of handling various complaints from customers.
While there are other brands or companies that do significantly better on its premium policies, A-Plan’s leverage is its lower-price categories, allowing it to establish solid competition. It also serves as the perfect travel insurance offer you can get if you’re particularly worried about the risks brought by COVID-19. Its main policies provide you with the cover you need if you get sick before traveling.
4. AA
The AA travel company is ideal for individuals who have no specific requirements and are just seeking an efficient all-around insurance offer that helps cover emergency medical expenses, travel interruptions, or lost baggage.
The AA is known for being consistent in keeping its clients or customers satisfied. This largely explains why they currently possess one of the best track records regarding transparency and handling complaints. Moreover, they were also able to take home a gold award during the 2022 Customer Experience Ratings.
Its insurance policies encompass medical claims for reasons such as the Covid-19 virus, as long as you’re not going to another country against the advice of the FCDO or any government authority.
Besides this, the insurance offer also includes cover for cancellation if you’ve gotten sick due to the virus and need to self-isolate. Even so, you’ll still need to present tangible evidence for it.
Members of the AA aren’t charged with extra fees on their travel insurance offers. Moreover, you also get to receive a discount of 10% when you book directly through their website.
