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How much can I expect from a car accident settlement?

by Paloma Gonzalo
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How much can I expect from a car accident settlement?
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If you have been met with a car accident, you have to bear the expenses of medical bills, emotional distress, along payments of insurance amounts. Car accident injuries always seem to take place suddenly and at the wrong time while forcing you to handle the issues and hassles that you thought you wouldn’t have to tackle. A car accident settlement is there to reimburse for the amount you’ve paid out in the form of lost wages, psychological trauma, along with the repairs or replacement of your car. Besides, if you’ve been injured on a negligent driver’s fault, your insurance carrier of the driver’s coverage policies is responsible for paying out to meet the number of damages and injuries suffered by you. Suppose the crash occurred on your behalf, or you already have collision coverage for protecting your vehicle. In that case, your insurance carrier is responsible for paying out a specific amount for getting your car fixed. If the cost of repairing your car’s damages exceeds your car’s value, your insurance company will be giving you a lump sum amount based on your car’s worth. However, suppose the car accident was the fault of another driver’s recklessness. In that case, his/her insurance company is responsible for paying you a certain amount for your pain and suffering, losses, or damages.

In most cases, the amount that the insurance company is offering you can be very less than you’re expecting. While you’ll easily get reimbursed for the money you have paid out, you can’t claim a fair price for your sufferings or pain. So, to understand these claims better, you can contact the Clearwater car accident attorneys to represent you.

An insurance company doesn’t own a specific formula that can be used to calculate the average settlement amount for your car accident. In case the damage is limited to your vehicle, you’ll certainly be reimbursed as per the policy norms or limits of the insurance companies. Your suffering or pain will only be compensated when you have been through several injuries. So, get started by getting yourself treated by a physician immediately, even if you think you’ve not been through injuries. Willing to go through a rough estimate that ascertains how much you’re going to obtain as a car accident settlement? Just add up your lost wages, car repairs expenses, and expenses incurred as medical bills. You have to multiply this sum by three. For example, let’s say you were injured during a car accident, whereby you faced serious injuries on your back, and you’ve paid out $ 5000 as a medical treatment bill. Also, since you have been absent from your work for a week, you were forced to part with $2000 in wages. Your car accident’s average settlement will be around $21,000. It is more likely to range between $14,000 – $28000. For permanent or serious injuries, this settlement amount is going to be slightly higher. On the contrary, if you have to file an injury claim with the third party’s insurance carrier, you will get a limited amount as per their norms of “policy maximum.”

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